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Let Us Help You Correct Credit Report Errors

Do you have someone else’s accounts showing up on YOUR credit report?

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Have you been a victim of identity theft?

New York Credit Reporting Lawyer

Has your credit been damaged due to an inaccuracy or error on your report? Credit report and background check errors, as well as bad credit due to identity theft, can have a negative impact on your life, causing the inability to get lending or even the loss of a job. With such a serious matter, you need to ensure you have a team of professionals helping you dispute and correct credit report errors in New York. At Report Credit Problems, our team is well-versed on all matters involving collections, credit, and background screenings. Call us today and let us review your case.

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Frequently Asked Questions

When you notice errors on your credit report or background screening, or you become the victim of identity theft, you may have no idea what your rights are. This is not uncommon, as it’s a very specialized portion of our legal system. In order to protect consumers, there is a process that allows you to dispute any error on both credit reports and background or employment reports, as well as specific protections to aid victims of identity theft. We’ve compiled some information and commonly asked questions to help you know your rights in these situations:

How Do Errors Occur on My Credit Report?

Unfortunately, credit report errors aren’t a rare occurrence and can have a significant impact on your life if you don’t know the proper procedure for disputes. Errors on your credit report can occur for all the following reasons:

  • Old or outdated personal information
  • Clerical errors
  • Stolen identity
  • Mistaken or merged accounts

How Am I Protected in the Event of an Error in My Credit Report?

The Fair Credit Reporting Act (FCRA) provides protection to consumers, allowing them to dispute credit report errors and remove them from their record in order to restore their credit score. This law also set guidelines for both reporting agencies and employers/businesses that use the reports. It also allows for the collection of damages if a consumer reports an error and the reporting agencies do not take action to correct it.

What Should I Do If I Notice an Error on My Report?

If you’ve noticed an error on your credit or background screening report, you don’t have to navigate the dispute process alone. You should call a professional who is experienced in this area. Report Credit Problems can provide the guidance you need to dispute the error and get it removed from your report.

How Do I Protect Myself from Identity Theft?

The most important thing to remember to protect yourself from identity theft is that you should never give out any personal information over the phone. You should also keep all of your personal documents in a safe place in your home, away from visitors. It’s important to remember to shred all documents that contain account or personal info before disposing of them, and also do not open any emails or attachments from unknown senders.

Have Questions About Your Credit Report?

Call or email us for a free confidential and no obligation consultation. Call us today to schedule a time to speak about your case.

(516) 331-2151

Report Credit Problems

Locations
140 Broadway
New York, NY 10005

We have offices located conveniently in Queens, Brooklyn, and Nassau.

Phone
516-331-2151